Repairable or Total Loss: After an accident, your vehicle’s condition will be assessed to determine whether it is repairable or a total loss. Repairs are evaluated based on the extent of physical damage sustained by your car.
Initial Estimate and Repair: Your insurance company will provide an initial estimate for the repairs. However, you have the freedom to choose a body shop for the repairs. If the final repair bill differs from the initial estimate, your insurance will cover the difference.
Total Loss Consideration: If the cost of repairs approaches the fair market value of your vehicle, it might be deemed a total loss. In such cases, the insurance company will offer you the fair market value and take possession of the wrecked car. If you wish to keep the vehicle, you might receive a reduced amount in exchange for a salvage title.
Compensation for Loss of Use: When your car is unusable due to the accident, you can seek compensation for the days you are without it. This compensation can help you cover alternative transportation costs. This process has been legally upheld, as demonstrated in the case of RBL v. Farmers.
Rental Car: If your insurance policy includes rental car coverage, you may be eligible for a rental vehicle while your car is being repaired or until your total loss claim is settled.
Wage Loss: For individuals working in roles such as ridesharing or delivery services, where a vehicle is essential for income, you may be entitled to compensation for wage loss due to the accident.
Assessment of Injuries: A critical aspect of your accident case is the bodily injury claim, which addresses your injuries, medical expenses, wage loss, and pain and suffering. Your doctor will create reports detailing your injuries, linking them to the accident, and categorizing them based on severity.
Types of Injuries: Injuries can range from whiplash and soft tissue injuries to fractures, ligament and tendon injuries, herniated discs, head injuries, and more.
Medical Bills: Regardless of whether your health insurance has covered medical bills, the responsible party is liable for the full amount of reasonable medical expenses related to the accident.
Wage Loss: To recover lost wages, you need documentation, including a doctor’s note excusing you from work, an employer letter stating your wage and time missed, proof of filing federal income taxes, and an explanation of any sick time or paid leave used.
Pain and Suffering: Compensation for pain and suffering considers the nature, extent, and duration of the injury, as well as associated discomfort, disability, disfigurement, anxiety, and probable future expenses.
Seeking Legal Assistance in Phoenix, AZ and Surrounding Areas?
If you find yourself a victim of an accident, it’s crucial to seek the assistance of the best personal injury lawyers in Phoenix, AZ. Our dedicated team is here to help you navigate the complexities of property damages and bodily injury claims. With their expertise, you can focus on healing while ensuring your rights are protected and your compensation needs are met.
In conclusion, accidents can be traumatic experiences, but understanding the nuances of property damages and bodily injury claims can help you secure the compensation you need to recover and move forward. From repairing your vehicle to addressing injuries and losses, seeking professional guidance is key to achieving a fair and just resolution. Remember, you don’t have to face the aftermath of an accident alone – Harris Injury Law and our team of accident lawyers are here to support you every step of the way. Contact us today to learn more about how our personal injury lawyers in Phoenix, AZ can help you!
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I was hurt at work driving an 18-Wheeler. My boss told me there was no Work Comp or Car insurance. Turns out my boss was lying because Jason got all my bills paid by Work Comp and another $275,000.00 dollars from the 18-Wheeler's insurance! Jason's the best Accident Lawyer in Phoenix!
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Located at 1136 E Campbell Ave, Phoenix, AZ 85014. Harris Injury Law, PLLC specializes in auto and truck accidents and workers’ compensation. Speak directly with your lawyer from the beginning. Same-day and emergency consultations are available. You never pay out of pocket. Call us at any time – 24/7.
